Appraisal services for Fargo and Cass County homeowners

The top seven reasons why ND homeowners hire Knewtson Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a ND property tax assessment
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a house in or near Fargo, ND and need help determining the value of it?
Contact Knewtson Appraisals.

We at Knewtson Appraisals understand the particular needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping people just like you get rid of unneeded and unwanted PMI insurance.

Challenge Cass county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Knewtson Appraisals is your chief weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Knewtson Appraisals can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for efficiency? Knewtson Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.